Ohio Drug Use: Buying Health Insurance in Ohio

Ohio residents are afforded certain protection when buying health insurance from a state licensed insurer as a result of standards put in place by the Ohio Department of Insurance. Below are some of the standards you should be aware of when buying insurance:

Alcohol Treatment : There must be at least $ 550 per year in alcohol treatment whether inpatient or outpatient

Mental Illness : On an outpatient basis, there is a requirement for $ 550 per year for treatment. This applies only if the policy covers in hospital treatment of mental illness. Kidney dialysis : If an insurer provides coverage for dialysis in a hospital, it must also provide the same coverage for dialysis on an outpatient basis.

Specific practitioners : Health policies in Ohio cannot discriminate against particular health professionals. It must pay any licensed professional who legally performs a service. This includes Chiropractor, dentist, nurse-midwives, Mechanotherapists, osteopaths, Optometrists, Podiatrists, Psychologists

Generic drug use : If a policy covers prescription drugs, it must pay for any legally approved drug prescribed by your doctor even if it has not been approved by the government for treating your particular medical problem or disease.

Pregnancy and Maternity : Insurance companies do not have to offer maternity benefits, However, when it is provided, it may never be considered a pre-existing condition. Although, under certain conditions, an insurer may impose a 270-day waiting period before providing maternity benefits.

Mammograms: Every major medical policy group and individual must cover mammograms for breast cancer screening in adult women.

The frequency varies depending on age:

Age: 35-39 One only

Age: 4-49: One every two years unless your doctor has reason to believe you are a high risk for breast cancer

Age 50-64: one a year.

This is subject to a maximum of $ 85 per covered mammogram.

View our Recommended Health Insurance Company in Ohio, a simple site that has an easy to fill out application. It also has a lot of great info about Home Owners Insurance and Car Insurance Quotes

Article Source:
http://EzineArticles.com/?expert=Jessica_Farrell

 

States encouraging drug users to report overdoses

Filed under: Ohio Drug Use

The measures have encountered resistance from some police officials and law-and-order legislators, who say the proposals are tantamount to get-out-of-jail-free cards, condone drug use, and could prevent police from investigating illicit drug dealing or …
Read more on Plain Dealer

 

Texas to use just 1 drug in executions

Filed under: Ohio Drug Use

Four other states — Arizona, Idaho, Ohio and Washington — have used a single drug to carry out executions, according to the Death Penalty Information Center. Ohio was the first to use just pentobarbital, during a March 2011 execution. Other states …
Read more on Austin News

 

Ohio Police Allege Teen Was Drug Kingpin

Filed under: Ohio Drug Use

(CBS/AP) LEBANON, Ohio – The drug kingpin had six lieutenants, selling as much as $ 20000 of high-grade homegrown marijuana every month to high school students, careful not to do business on school grounds where they knew it was riskier, investigators …
Read more on WIBW

 

From Twitter:

RT @TayNewmann: hello McDermott Ohio. what’s up? beside the amount of drug use .. – by rmiddleton5 (Ryan Middleton)

 

From Twitter:

hello McDermott Ohio. what’s up? beside the amount of drug use .. – by TayNewmann (Tay )

 

Leave a Reply